BACK TO EVENTSANALYZED · 2 Jul 2026, 8:39 pm IST
Impact 3/10 NEUTRAL
Has RBI floating bond rate of 8.05% been changed? Why it is still one of the best fixed income investments
The Reserve Bank of India has maintained the Floating Rate Savings Bond interest rate at 8.05% following the Finance Ministry's decision to keep the National Savings Certificate rate at 7.7%. This bond offers a 0.35% premium over the NSC, providing a competitive return compared to many small savings schemes and bank fixed deposits.
Source articleAI_ANALYSIS · CLAUDE_SONNET
Impact Score
3/10
Sentiment
NEUTRAL
Confidence
72%
Impact Duration
—
AI SUMMARY
RBI Floating Rate Savings Bond maintains 8.05% rate as NSC stays at 7.7%, offering 35bps premium, competing with bank FDs and small savings schemes.
AFFECTED_SECTORS
BankingFinancial ServicesFixed Income
AFFECTED_STOCKS · NSE
HDFCBANKICICIBANKSBINKOTAKBANKAXISBANK
Affected Indices
NIFTY BANKNIFTY FIN SERVICENIFTY 50
SIMILAR_HISTORICAL_EVENTS
- ›RBI Small Savings Rate Review Q1 FY24
- ›Post Office NSC Rate Revision 2023
- ›RBI FRB Rate Announcement 2020
- ›Government Securities Yield Movement 2023
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WATCHLIST
HDFCBANKNSE
SBINNSE
ICICIBANKNSE
KOTAKBANKNSE
BAJFINANCENSE